About us

We’re an independently owned specialist lender in the UK and are part of the Norfolk Capital Group of companies that have been providing secured loans and mortgages since 1988.


We provide mortgages from £3,000 to £250,000 for UK homeowners. Central Trust are authorised and regulated by the Financial Conduct Authority providing an advice and recommendation service which means we will always act in your best interest to ensure the product we recommend fully meets your needs and circumstances.

We’re committed to providing high standards of service to all our customers. This includes named contacts and regular updates throughout your application, and clear communication in plain English. We treat all our customers with courtesy and respect, and if we need to contact you, we’ll make sure it’s at a time that suits you. We’ll always answer your questions honestly and deal with any problems quickly and fairly. As your views are important to us, we’ll always listen.


We are one of the longest established secured loan and mortgage providers trading since 1988 so we have really good experience in what we do.


We provide homeowner loans for a number of reasons, including home improvements, capital raising or debt consolidation which can potentially reduce your monthly outgoings.


Using our 30 years’ experience in financial services, we will take you through the application and advice process in a straight-forward and open way, answering any questions you may have.