CBTL criteria
As part of our regulated mortgage range, we offer consumer buy to let mortgages for borrowers that have become accidental landlords.
For example, if you have clients that have inherited a property, purchased their next property or has moved in with their partner and wishes to rent out their property, we could help.
Employment
We accept employed, self-employed, contractors, agency workers and zero hour contracts
Impaired credit
We consider all credit profiles such as CCJ’s, defaults, missed payments and mortgage arrears
Non standard constructions
We have no LTV restrictions, as long as the property is mortgageable and suitable to the area
Income
We accept benefit income (e.g. PIP and universal credit), pension income and child maintenance
Full UK coverage
We lend to borrowers in England, Wales, Scotland and Northern Ireland
Low property values
Our minimum property value is £75,000
