Family let criteria
If you have clients that are looking to secure a mortgage on a property they plan to or are currently renting out to a family member, we could help.
We recognise that borrowers in this situation are underserved. This is why we offer a flexible and simple product to cater to these circumstances.
Employment
We accept employed, self-employed, contractors, agency workers and zero hour contracts
Impaired credit
We consider all credit profiles such as CCJ’s, defaults, missed payments and mortgage arrears
Non standard constructions
We have no LTV restrictions, as long as the property is mortgageable and suitable to the area
Income
We accept benefit income (e.g. PIP and universal credit), pension income and child maintenance
Full UK coverage
We lend to borrowers in England, Wales, Scotland and Northern Ireland
Low property values
Our minimum property value is £75,000
