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Budget Planner

Income total

£0.00

Per Month

Household Bills total

£0.00

Per Month

Living Costs total

£0.00

Per Month

Finance & Insurance total

£0.00

Per Month

Family & Friends total

£0.00

Per Month

Travel total

£0.00

Per Month

Leisure total

£0.00

Per Month

Summary total

Income £0.00

Spending £0.00

Surplus £0.00

↻ reset the calculator

Spending Breakdown

Spending summary by category
Household bills£0.00
Living costs£0.00
Finance & Insurance£0.00
Family & Friends£0.00
Travel£0.00
Leisure£0.00

It looks like you haven’t included all details of your household

It only takes a minute to add them in and then you’ll be able to download, email or print of your budget and tailored guidance.
Start by filling in your details here.

It looks like you haven’t included any details of your spending habits

It only takes a few minutes to add them in and then you’ll get a breakdown of your budget and tailored guidance.
Start by filling in your Income.

Central Trust Budget Planner: Results

Your Details

Full Name:

CT Account no.

Postcode: 0

Number of Adults in Your Household:

Number of Dependants in Your Household:

Number of Vehicles in Your Household:

Summary total

Income: £0.00

Spending: £0.00

Surplus: £0.00


Spending Breakdown


Spending summary by category
Household bills:0.00
Living costs0.00
Finance & Insurance0.00
Family & Friends0.00
Travel0.00
Leisure0.00

Next Steps

Save your money

Make sure you're ready for a cash emergency, or start saving for your next holiday, or even a new home. Learn why getting into the savings habit is so important.

Cut your costs

Learn how to save money on household bills and become even more of a money master. For example, did you know that a quick energy switch could save you up to £200 per year?

Invest your money

Start making an investment plan and make your money go further.

Take control of your spending

We all spend cash on things that aren't really essential, such as alcohol and takeaways. If you need some help, try this simple quick cash finder to see how much you could save.

Your detailed spending breakdown

Our free Budget Planner puts you in control of your household spending and analyses your results to help you take control of your money. It’s already helped of thousands of people.

How to use our online Budget Planner

Before you get started, grab as much information (bank statements, bills…) as you can. The more up to date your details are, the more accurate your results will be.

1. Enter your earnings & spending...
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2. Finances...
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3. Your Money...
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Please tick the checkbox to proceed


Email results

You can email a copy of your budget summary to yourself or a friend by entering the details below. This won't include your detailed income or spending information and you won't be able to change the figures.



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Central Trust Limited: Building 2, Axis, Rhodes Way, Watford, Hertfordshire WD24 4YW

Central Trust is a trading style of Central Trust Limited, Registered Office: 25-27 Surrey Street, Norwich, Norfolk, NR1 3NX

Registered in England: 07020381, VAT number 765353512, Authorised and Regulated by the Financial Conduct Authority under number 739724

Central Trust is a member of the Finance and Leasing Association (FLA) and we adhere to the FLA Lending Code

Minimum period of repayment: 36 months. Maximum period of repayment: 300 months.

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