Paying off your mortgage early

You can settle your mortgage(s) in full at any time. All you need to do is request a final settlement figure. This is simply the amount of your current mortgage balance plus any interest that’s due up to the date of settlement, plus any early repayment charge or exit fee that’s due. These can vary depending on your mortgage product’s terms and conditions.

All you need to do is get in touch with one of our friendly team using any of the methods here and we’ll be happy to generate a final settlement figure for you. We will then guide you through the process of settling your mortgage early.

Our settlement figures are normally valid for 28 days, giving you plenty of time to repay your account. We accept payment via debit card either online or over the telephone. You can also pay via bank transfer if you wish.

Borrowing more

If you’re thinking of borrowing more to fund your next home improvement project or for any other reason, we’d be delighted to talk to you about what we can do to help you. Please either call one of our friendly advisers free on 0800 980 6273, or make an enquiry here.